Sezzle Cash Glossary
Every Sezzle term, defined in one sentence and linked to a full article.
This glossary defines every term you will see in the Sezzle App and in our Sezzle Cash pages. Each definition links to a deeper explanation.
Sezzle Cash (SezzleCash)
A short-term cash advance of about $50–$300 in the Sezzle App, available to eligible Sezzle Anywhere subscribers and repaid in installments with a flat fee.
Learn more →Sezzle App
Sezzle's mobile app for iOS and Android where users shop with payment plans, request SezzleCash, manage the virtual card and track payments.
Learn more →Pay in 4
Sezzle's core plan: 25% at checkout and three more equal payments every two weeks, 0% interest when paid on time.
Learn more →Pay in 2
A two-payment plan — half at checkout, half two weeks later — for online purchases of about $10–$500.
Learn more →Pay in 5
A five-payment plan offered to some shoppers, with 20% due at checkout; SezzleCash also typically uses a five-payment schedule.
Learn more →Pay in Full
Paying the entire purchase upfront through Sezzle; can earn Sezzle Spend.
Learn more →Monthly Payments
Longer-term Sezzle financing from three months to four years with APRs from 0% to 34.99%, for purchases of about $150–$10,000.
Learn more →Sezzle Anywhere
A paid Sezzle membership (about $19.99/month) that enables pay-later use of the virtual card almost anywhere Visa is accepted and unlocks SezzleCash.
Learn more →A lower-cost Sezzle membership (about $13.99/month) that expands where you can use Sezzle and reduces some fees.
Learn more →Sezzle Up
An opt-in feature that reports Sezzle payment history to Experian, Equifax and TransUnion.
Learn more →Sezzle Send
A peer-to-peer transfer feature launched in 2026 that lets users send money by phone number and pay in full or over five installments.
Learn more →Sezzle Spend
Rewards of up to 2% earned on Pay in Full purchases in the Sezzle App.
Learn more →Spending power
The amount Sezzle currently allows you to use for purchases, based on your payment history, credit information and financial picture.
Learn more →Virtual card
A digital Visa card issued by WebBank in the app that can be added to Apple Wallet or Google Pay.
Learn more →WebBank
The Utah-chartered bank that originates SezzleCash advances and issues the Sezzle virtual card.
Learn more →Service fee
The flat fee charged on a SezzleCash advance — about $3.25 on $100 in published examples — shown before you accept.
Learn more →APR
Annual percentage rate: the yearly cost of credit including fees, used to compare products with different terms.
Learn more →Reschedule
Moving a Sezzle installment up to two weeks later in the app; the first may be free, later ones can cost up to $7.50.
Learn more →Failed payment fee
A fee of up to $6.95 that may apply when an autopay attempt is declined.
Learn more →Soft credit check
A credit inquiry that does not affect your credit score; Sezzle uses one at sign-up.
Learn more →Buy now, pay later (BNPL)
Short-term financing that splits a purchase into a few installments, typically interest-free if paid on time.
Learn more →Earned wage access (EWA)
A service that lets workers access wages they have already earned before payday, often through an employer.
Learn more →
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