/* Sezzle Cash Guide — sezzlecash.com */
:root{
  --ink:#16123A;--ink-2:#241F57;--ink-3:#3A3480;
  --lime:#C8F25A;--lime-2:#B4E03F;--coral:#FF7A59;
  --cream:#FAF8F2;--paper:#FFFFFF;--line:#E7E3D8;--mute:#5D5A72;--text:#1C1A2E;
  --radius:18px;--shadow:0 18px 50px -20px rgba(22,18,58,.35);
  --font-h:"Bricolage Grotesque",system-ui,sans-serif;--font-b:"Inter",system-ui,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-b);color:var(--text);background:var(--cream);line-height:1.7;font-size:17px;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--ink-3);text-underline-offset:3px}
a:hover{color:var(--ink)}
h1,h2,h3,h4{font-family:var(--font-h);line-height:1.15;color:var(--ink);letter-spacing:-.02em;margin:0 0 .6em}
h1{font-size:clamp(2.1rem,4.6vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.6rem,3vw,2.4rem);font-weight:750}
h3{font-size:1.25rem;font-weight:700}
p{margin:0 0 1.1em}
.wrap{width:min(1180px,100% - 32px);margin-inline:auto}
.narrow{width:min(820px,100% - 32px);margin-inline:auto}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:16px;background:#fff;padding:8px 12px;z-index:99}

/* Top bar + nav (not sticky by request) */
.topbar{background:var(--ink);color:#CFCBEA;font-size:.82rem;text-align:center;padding:7px 16px}
.topbar a{color:var(--lime)}
.nav{background:var(--paper);border-bottom:1px solid var(--line);position:relative;z-index:20}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:72px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:var(--font-h);font-weight:800;font-size:1.25rem;letter-spacing:-.03em}
.logo-mark{width:38px;height:38px;border-radius:12px;background:var(--ink);display:grid;place-items:center;position:relative;overflow:hidden}
.logo-mark:after{content:"";position:absolute;width:22px;height:22px;border-radius:50%;background:var(--lime);right:-6px;bottom:-6px}
.logo-mark span{color:var(--lime);font-size:1.15rem;position:relative;z-index:1}
.logo small{display:block;font-family:var(--font-b);font-weight:500;font-size:.68rem;color:var(--mute);letter-spacing:.02em}
.menu{display:flex;gap:4px;list-style:none;margin:0;padding:0;align-items:center}
.menu>li{position:relative}
.menu a{display:block;padding:10px 12px;border-radius:10px;text-decoration:none;color:var(--text);font-weight:600;font-size:.94rem}
.menu a:hover,.menu a[aria-current=page]{background:#F2EFE6;color:var(--ink)}
.menu .sub{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:8px;min-width:260px;list-style:none;margin:0}
.menu li:hover>.sub,.menu li:focus-within>.sub{display:block}
.menu .sub a{font-weight:500}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 22px;border-radius:999px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:.98rem;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px)}
.btn-lime{background:var(--lime);color:var(--ink)!important;box-shadow:0 10px 24px -10px rgba(140,190,20,.8)}
.btn-ink{background:var(--ink);color:#fff!important}
.btn-ghost{background:transparent;border:2px solid currentColor;color:var(--ink)}
.burger{display:none;background:none;border:0;font-size:1.6rem;cursor:pointer;color:var(--ink)}
@media(max-width:980px){
  .burger{display:block}
  .menu{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 16px 20px;border-bottom:1px solid var(--line)}
  .menu.open{display:flex}
  .menu .sub{position:static;display:block;box-shadow:none;border:0;padding:0 0 0 12px}
  .nav .btn-lime.desk{display:none}
}

/* HERO */
.hero{background:radial-gradient(1200px 500px at 85% -10%,#3B3490 0,transparent 60%),linear-gradient(160deg,var(--ink) 0,#1d1850 60%,#120f30 100%);color:#E9E6FF;position:relative;overflow:hidden;padding:64px 0 84px}
.hero:before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;border:70px solid rgba(200,242,90,.08);left:-200px;bottom:-260px}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;position:relative}
.hero h1{color:#fff}
.hero h1 em{font-style:normal;color:var(--lime)}
.eyebrow{display:inline-flex;gap:8px;align-items:center;font-size:.8rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--lime);margin-bottom:16px}
.eyebrow:before{content:"";width:26px;height:2px;background:currentColor}
.hero p.lead{font-size:1.15rem;color:#CBC7EC;max-width:560px}
.hero-stats{display:flex;gap:28px;flex-wrap:wrap;margin:28px 0 8px}
.hero-stats div{border-left:2px solid var(--lime);padding-left:14px}
.hero-stats b{display:block;font-family:var(--font-h);font-size:1.7rem;color:#fff}
.hero-stats span{font-size:.85rem;color:#B6B1DD}
.trust-row{display:flex;flex-wrap:wrap;gap:10px 18px;margin-top:22px;font-size:.85rem;color:#B6B1DD}
.trust-row span:before{content:"✓ ";color:var(--lime);font-weight:800}
.form-shell{position:relative}
.form-shell:before{content:"";position:absolute;inset:-14px 14px 14px -14px;border-radius:26px;background:var(--lime);transform:rotate(-2.5deg)}
.form-card{position:relative;background:#fff;color:var(--text);border-radius:24px;padding:30px 28px;box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}
.form-card h2{font-size:1.55rem;margin-bottom:.3em}
.form-card .sub{color:var(--mute);font-size:.92rem;margin-bottom:18px}
.form-slot{min-height:340px;border:2px dashed #D9D5F2;border-radius:16px;display:grid;place-items:center;text-align:center;padding:24px;background:#FBFAFF}
.form-slot .steps{display:grid;gap:10px;text-align:left;font-size:.92rem;margin:14px 0}
.form-slot .steps div{display:flex;gap:10px;align-items:center}
.form-slot .steps i{font-style:normal;width:26px;height:26px;border-radius:50%;background:var(--ink);color:var(--lime);display:grid;place-items:center;font-weight:800;font-size:.8rem;flex:none}
.form-note{font-size:.76rem;color:var(--mute);margin-top:14px;line-height:1.5}
@media(max-width:980px){.hero .wrap{grid-template-columns:1fr}.hero{padding:44px 0 64px}}

/* inner hero (centered, no apply btn / byline) */
.page-hero{background:linear-gradient(135deg,#EFEBFF 0,#F7F5EC 55%,#EAF7C9 100%);padding:54px 0 46px;text-align:center;border-bottom:1px solid var(--line)}
.page-hero h1{font-size:clamp(1.9rem,4vw,3rem);max-width:900px;margin-inline:auto}
.page-hero p{max-width:720px;margin:0 auto;color:var(--mute);font-size:1.08rem}
.crumbs{font-size:.84rem;color:var(--mute);margin-bottom:14px}
.crumbs a{color:var(--mute)}
.crumbs ol{list-style:none;padding:0;margin:0;display:flex;gap:6px;justify-content:center;flex-wrap:wrap}
.crumbs li+li:before{content:"/";margin-right:6px;opacity:.6}

/* sections */
section{padding:76px 0}
.sec-head{max-width:760px;margin-bottom:36px}
.sec-head.center{text-align:center;margin-inline:auto}
.sec-head p{color:var(--mute);font-size:1.06rem}
.bg-paper{background:#fff}
.bg-ink{background:var(--ink);color:#DAD6F5}
.bg-ink h2,.bg-ink h3{color:#fff}
.bg-ink .sec-head p{color:#B9B4E0}
.bg-lime{background:var(--lime)}

/* services */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.svc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;position:relative;transition:transform .2s,box-shadow .2s;display:flex;flex-direction:column}
.svc:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.svc .ico{width:52px;height:52px;border-radius:14px;background:var(--ink);color:var(--lime);display:grid;place-items:center;font-size:1.5rem;margin-bottom:16px}
.svc .num{position:absolute;top:20px;right:22px;font-family:var(--font-h);font-weight:800;color:#E6E2F7;font-size:2rem}
.svc p{color:var(--mute);font-size:.96rem;flex:1}
.svc a.more{font-weight:700;text-decoration:none;color:var(--ink)}
.svc a.more:after{content:" →"}
.svc.feature{background:var(--ink);color:#D6D2F5;border-color:var(--ink)}
.svc.feature h3{color:#fff}.svc.feature p{color:#BEB9E6}.svc.feature .ico{background:var(--lime);color:var(--ink)}.svc.feature a.more{color:var(--lime)}.svc.feature .num{color:#2F2970}
@media(max-width:900px){.svc-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.svc-grid{grid-template-columns:1fr}}

/* calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:0;border-radius:24px;overflow:hidden;box-shadow:var(--shadow);background:#fff}
.calc-in{padding:34px}
.calc-out{background:var(--ink);color:#D8D4F5;padding:34px}
.calc-out h3{color:#fff}
.tabs{display:flex;gap:6px;background:#F1EEE5;border-radius:999px;padding:5px;margin-bottom:22px;flex-wrap:wrap}
.tabs button{flex:1;border:0;background:transparent;padding:10px 12px;border-radius:999px;font-weight:700;cursor:pointer;color:var(--mute);font-family:inherit;font-size:.9rem}
.tabs button.on{background:var(--ink);color:#fff}
.field{margin-bottom:18px}
.field label{display:flex;justify-content:space-between;font-weight:700;font-size:.92rem;margin-bottom:6px}
.field output{color:var(--ink-3)}
input[type=range]{width:100%;accent-color:var(--ink)}
.field select{width:100%;padding:12px;border-radius:12px;border:1px solid var(--line);font:inherit;background:#fff}
.timeline{list-style:none;padding:0;margin:18px 0}
.timeline li{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px dashed #3B357A;font-size:.95rem}
.timeline li b{color:#fff}
.total{display:flex;justify-content:space-between;align-items:baseline;margin-top:14px}
.total b{font-family:var(--font-h);font-size:2rem;color:var(--lime)}
.calc-note{font-size:.78rem;color:#A9A4D4;margin-top:14px;line-height:1.5}
@media(max-width:860px){.calc{grid-template-columns:1fr}}

/* content blocks */
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
@media(max-width:860px){.split{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.checks{list-style:none;padding:0;margin:0 0 1.2em}
.checks li{padding:6px 0 6px 32px;position:relative}
.checks li:before{content:"✓";position:absolute;left:0;top:6px;width:22px;height:22px;border-radius:50%;background:var(--lime);color:var(--ink);font-weight:800;font-size:.75rem;display:grid;place-items:center}
.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:s}
.step{background:#fff;border-radius:var(--radius);padding:24px;border:1px solid var(--line);counter-increment:s;position:relative}
.step:before{content:counter(s,decimal-leading-zero);font-family:var(--font-h);font-weight:800;font-size:2.2rem;color:var(--lime-2);-webkit-text-stroke:1px var(--ink);display:block;margin-bottom:8px}
.bg-ink .step{background:#221D55;border-color:#332D78;color:#CFCBEE}
@media(max-width:900px){.steps-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.steps-grid{grid-template-columns:1fr}}
.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:28px 0}
.stat{background:#fff;border-radius:16px;padding:20px;border:1px solid var(--line);text-align:center}
.stat b{display:block;font-family:var(--font-h);font-size:1.8rem;color:var(--ink)}
.stat span{font-size:.85rem;color:var(--mute)}
@media(max-width:760px){.stat-row{grid-template-columns:1fr 1fr}}

/* phone mockup */
.phone{width:290px;margin:auto;background:#0E0B26;border-radius:42px;padding:12px;box-shadow:0 40px 80px -30px rgba(22,18,58,.7);position:relative}
.phone-screen{background:linear-gradient(180deg,#F5F3FF,#fff);border-radius:32px;padding:26px 18px;min-height:520px}
.phone .notch{width:90px;height:22px;background:#0E0B26;border-radius:0 0 14px 14px;margin:-26px auto 18px}
.ph-card{background:var(--ink);color:#fff;border-radius:18px;padding:16px;margin-bottom:12px}
.ph-card small{color:#B9B4E0;font-size:.72rem}
.ph-card b{font-family:var(--font-h);font-size:1.8rem;display:block}
.ph-row{display:flex;justify-content:space-between;background:#fff;border:1px solid #ECE9F7;border-radius:12px;padding:10px 12px;font-size:.8rem;margin-bottom:8px}
.ph-btn{background:var(--lime);color:var(--ink);text-align:center;font-weight:800;border-radius:999px;padding:11px;margin-top:14px;font-size:.86rem}

/* table */
.tbl-wrap{overflow-x:auto;border-radius:16px;border:1px solid var(--line);background:#fff;margin:1.4em 0}
table{border-collapse:collapse;width:100%;font-size:.95rem;min-width:560px}
th,td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--ink);color:#fff;font-family:var(--font-h);font-weight:700}
tr:last-child td{border-bottom:0}
tbody tr:nth-child(even){background:#FBFAF6}

/* review / sentiment */
.rev-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.rev{background:#fff;border-radius:var(--radius);padding:24px;border:1px solid var(--line)}
.rev .tag{display:inline-block;font-size:.75rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em;padding:4px 10px;border-radius:999px;background:#EAF7C9;color:#3E5A06;margin-bottom:10px}
.rev .tag.neg{background:#FFE7DF;color:#9A3412}
.rev p{font-size:.95rem;color:var(--mute)}
@media(max-width:900px){.rev-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.rev-grid{grid-template-columns:1fr}}
.score-big{display:flex;gap:24px;align-items:center;flex-wrap:wrap}
.score-big .n{font-family:var(--font-h);font-size:4rem;font-weight:800;color:var(--ink);line-height:1}

/* FAQ */
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;padding:0 22px}
.faq summary{cursor:pointer;font-weight:700;padding:18px 0;list-style:none;display:flex;justify-content:space-between;gap:16px;font-family:var(--font-h);font-size:1.06rem;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";font-size:1.4rem;color:var(--ink-3)}
.faq details[open] summary:after{content:"–"}
.faq details>div{padding:0 0 18px;color:var(--mute)}

/* article */
.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:48px;padding:56px 0}
@media(max-width:980px){.article-layout{grid-template-columns:1fr}}
.prose h2{margin-top:1.8em;font-size:1.7rem}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1.2em}
.prose li{margin-bottom:.4em}
.byline{display:flex;gap:14px;align-items:center;padding:16px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-bottom:28px;font-size:.88rem;color:var(--mute)}
.avatar{width:48px;height:48px;border-radius:50%;background:var(--ink);color:var(--lime);display:grid;place-items:center;font-family:var(--font-h);font-weight:800;flex:none}
.byline b{color:var(--text)}
.callout{background:#F1EEFF;border-left:5px solid var(--ink-3);border-radius:0 14px 14px 0;padding:18px 22px;margin:1.6em 0}
.callout.tip{background:#F2FBDD;border-color:var(--lime-2)}
.callout.warn{background:#FFF1EC;border-color:var(--coral)}
.callout strong:first-child{display:block;font-family:var(--font-h);color:var(--ink);margin-bottom:4px}
.expert{display:flex;gap:16px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;margin:1.8em 0}
.expert p{margin:0;font-style:italic}
.expert cite{display:block;font-style:normal;font-weight:700;font-size:.85rem;margin-top:8px;color:var(--ink)}
.toc{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px 22px;margin-bottom:28px}
.toc b{font-family:var(--font-h)}
.toc ol{margin:.6em 0 0;padding-left:1.2em;font-size:.94rem}
aside .box{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;margin-bottom:20px}
aside .box.dark{background:var(--ink);color:#D3CFF2;border:0}
aside .box.dark h3{color:#fff}
aside ul{list-style:none;padding:0;margin:0}
aside li{padding:7px 0;border-bottom:1px solid var(--line);font-size:.94rem}
aside li:last-child{border:0}
aside li a{text-decoration:none;font-weight:600}
.sticky-side{position:sticky;top:20px}
.sources{font-size:.86rem;color:var(--mute);border-top:1px solid var(--line);padding-top:16px;margin-top:2em}

/* blog cards */
.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.post{background:#fff;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:transform .2s,box-shadow .2s}
.post:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.post .thumb{height:150px;background:linear-gradient(135deg,var(--ink),var(--ink-3));position:relative;display:grid;place-items:center;color:var(--lime);font-family:var(--font-h);font-size:2.6rem;font-weight:800}
.post .thumb:after{content:"";position:absolute;width:90px;height:90px;border-radius:50%;background:rgba(200,242,90,.18);right:-20px;bottom:-30px}
.post .body{padding:20px;flex:1}
.post .cat{font-size:.74rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--ink-3)}
.post h3{font-size:1.12rem;margin:.4em 0}
.post p{font-size:.92rem;color:var(--mute);margin:0}
@media(max-width:900px){.post-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.post-grid{grid-template-columns:1fr}}

/* CTA band */
.cta-band{background:var(--lime);padding:56px 0;text-align:center}
.cta-band h2{margin-bottom:.3em}
.cta-band p{max-width:640px;margin:0 auto 22px;color:#2E3A0B}

/* team */
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.member{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.member .avatar{width:64px;height:64px;font-size:1.3rem;margin-bottom:12px}
.member .role{font-size:.84rem;font-weight:700;color:var(--ink-3);margin-bottom:8px}
.member p{font-size:.93rem;color:var(--mute)}
@media(max-width:900px){.team{grid-template-columns:1fr}}

/* footer */
footer{background:#0F0C29;color:#A7A2CF;padding:64px 0 28px;font-size:.92rem}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
footer h4{color:#fff;font-size:1rem;margin-bottom:14px}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin-bottom:8px}
footer a{color:#CFCBEE;text-decoration:none}
footer a:hover{color:var(--lime)}
footer .logo{color:#fff}
footer .disc{border-top:1px solid #2A2560;margin-top:40px;padding-top:22px;font-size:.78rem;line-height:1.6;color:#8E89BC}
@media(max-width:860px){footer .cols{grid-template-columns:1fr 1fr}}
@media(max-width:520px){footer .cols{grid-template-columns:1fr}}
.sitemap-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
@media(max-width:760px){.sitemap-cols{grid-template-columns:1fr}}
.contact-form input,.contact-form textarea,.contact-form select{width:100%;padding:13px 14px;border-radius:12px;border:1px solid var(--line);font:inherit;margin-bottom:14px;background:#fff}
.small{font-size:.85rem;color:var(--mute)}
@media(max-width:600px){.hero-stats{gap:14px}.hero-stats div{flex:1 1 30%;padding-left:10px}.hero-stats b{font-size:1.15rem}.hero-stats span{font-size:.74rem;line-height:1.3;display:block}.topbar{font-size:.74rem}}
.post-grid.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:1100px){.post-grid.g4{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.post-grid.g4{grid-template-columns:1fr}}

/* ===================== THEME: Cinematic Glass (Option 8) ===================== */
:root{
  --ink:#0E1116;--ink-2:#161B24;--ink-3:#1F6FD1;
  --lime:#7EF3C5;--lime-2:#4DA3FF;--coral:#FF7A59;
  --cream:#F3F6FA;--line:#E1E7EF;--mute:#5A6474;--text:#121721;
  --grad:linear-gradient(90deg,#7EF3C5,#4DA3FF);
  --font-h:"Urbanist",system-ui,sans-serif;--font-b:"Inter",system-ui,sans-serif;
  --shadow:0 22px 50px -24px rgba(14,17,22,.45);
}
h1,h2,h3,h4{font-weight:800;letter-spacing:-.025em}
h1{font-weight:900}
.topbar{background:#080A12;color:#AEB6C8}.topbar a{color:var(--lime)}
.logo-mark{background:var(--grad);border-radius:11px}
.logo-mark:after{content:"$";position:static;width:auto;height:auto;background:none;color:#0E1116;font-weight:900;font-size:1.15rem;border-radius:0}
.btn-lime{background:var(--grad);color:#0E1116!important;box-shadow:0 12px 26px -12px rgba(77,163,255,.8)}
.btn-ink{background:#0E1116}
.eyebrow{color:#1F6FD1}.bg-ink .eyebrow,.hero-cine .eyebrow{color:var(--lime)}
.bg-ink{background:#0E1116}
.bg-lime,.cta-band{background:linear-gradient(120deg,#7EF3C5 0,#9AD8FF 100%)}
.cta-band p{color:#13303A}
.svc .ico{background:#0E1116;color:var(--lime)}
.svc.feature{background:linear-gradient(160deg,#0E1116,#16243A)}.svc.feature .num{color:#22324A}
.step:before{color:transparent;-webkit-text-stroke:1.5px #1F6FD1}
.bg-ink .step{background:#161B24;border-color:#263040}.bg-ink .step:before{-webkit-text-stroke-color:var(--lime)}
.checks li:before{background:var(--grad)}
.calc-out{background:linear-gradient(160deg,#0E1116,#16243A)}.timeline li{border-color:#2A3446}
.tabs button.on{background:#0E1116}
.post .thumb{background:linear-gradient(135deg,#0E1116,#1C3556)}
.page-hero{background:linear-gradient(120deg,rgba(8,10,20,.92),rgba(14,22,40,.82)),#0E1116;border-bottom:0;padding:64px 0 56px}
.page-hero h1{color:#fff}.page-hero p{color:#C9D1E0}.crumbs,.crumbs a{color:#AEB6C8}
.callout{background:#EEF4FF;border-color:#1F6FD1}.callout.tip{background:#E9FBF3;border-color:#2CC79A}
footer{background:#080A12}footer .disc{border-color:#1E2533;color:#7F889A}footer a:hover{color:var(--lime)}
.bg-ink .tbl-wrap{background:#141A24;border-color:#263040}.bg-ink td{border-color:#263040}.bg-ink tbody tr:nth-child(even){background:#171E2A}
.bg-ink th{background:var(--grad)}
.bg-ink .stat,.bg-ink .expert{background:#161B24;border-color:#263040}
.plan.hot{background:linear-gradient(160deg,#0E1116,#16243A)}
.pill{background:#FFF1EC}

/* nav over the hero (homepage only, not sticky) */
.nav-over{background:transparent;border-bottom:1px solid rgba(255,255,255,.14);margin-bottom:-73px}
.nav-over .logo,.nav-over .menu>li>a,.nav-over .burger{color:#fff}
.nav-over .logo small{color:#AEB6C8}
.nav-over .menu>li>a:hover,.nav-over .menu>li>a[aria-current=page]{background:rgba(255,255,255,.12);color:#fff}
@media(max-width:980px){.nav-over .menu.open{background:#0E1116}.nav-over .menu .sub a{color:#D2D7E4}}

/* cinematic hero */
.hero-cine{position:relative;min-height:820px;display:grid;grid-template-columns:1fr 520px;color:#fff;
  background:linear-gradient(90deg,rgba(8,10,20,.9) 0,rgba(8,10,20,.6) 45%,rgba(8,10,20,.15) 100%),
  url("../img/hero.jpg") center/cover,#0E1116}
.hc-l{padding:150px 0 70px max(24px,calc((100vw - 1180px)/2));display:flex;flex-direction:column;justify-content:flex-end}
.hc-body{max-width:640px;padding-right:32px}
.hc-pill{display:inline-block;background:rgba(126,243,197,.14);color:var(--lime);border:1px solid rgba(126,243,197,.4);border-radius:999px;padding:7px 14px;font-weight:700;font-size:.82rem}
.hero-cine h1{color:#fff;font-size:clamp(2.5rem,5vw,4.5rem);line-height:1;letter-spacing:-.035em;margin:18px 0}
.hero-cine h1 em{font-style:normal;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero-cine .lead{color:#D2D7E4;font-size:1.13rem;max-width:580px}
.hc-stats{display:flex;gap:40px;margin:26px 0 18px;flex-wrap:wrap}.hc-stats b{display:block;font-family:var(--font-h);font-size:1.9rem;font-weight:900}.hc-stats span{color:#AEB6C8;font-size:.86rem}
.hc-trust{display:flex;flex-wrap:wrap;gap:8px 20px;font-size:.86rem;color:#C9D1E0}.hc-trust span:before{content:"✓ ";color:var(--lime);font-weight:800}
.hc-sheet{background:rgba(255,255,255,.12);-webkit-backdrop-filter:blur(22px) saturate(1.4);backdrop-filter:blur(22px) saturate(1.4);border-left:1px solid rgba(255,255,255,.25);padding:130px 44px 48px;display:flex;flex-direction:column;justify-content:center}
.hc-sheet h2{color:#fff;font-size:2.15rem;font-weight:900;margin:0 0 6px}
.hc-sheet .sub{color:#D2D7E4;margin:0 0 22px;font-size:.95rem}
.hc-form{display:grid;gap:13px}
.hc-l1{font-weight:700;font-size:.95rem;color:#fff}
.hc-amts{display:grid;grid-template-columns:repeat(4,1fr);gap:9px}
.hc-amts button{font:inherit;font-weight:800;font-size:1rem;padding:14px 0;border-radius:14px;border:0;background:rgba(255,255,255,.92);color:#0E1116;cursor:pointer}
.hc-amts .on{background:var(--lime)}
.hc-row{display:grid;grid-template-columns:1fr 1fr;gap:11px}
.hc-form input{width:100%;font:inherit;font-size:1rem;padding:16px 18px;border-radius:14px;border:2px solid transparent;background:rgba(255,255,255,.94);color:#0E1116;outline:none}
.hc-form input:focus{border-color:var(--lime)}
.hc-go{font:inherit;font-weight:800;font-size:1.12rem;padding:19px;border:0;border-radius:14px;background:var(--grad);color:#0E1116;cursor:pointer;box-shadow:0 16px 30px -14px rgba(77,163,255,.9)}
.hc-sheet .form-note{color:#B9C1D2;font-size:.74rem;line-height:1.5;margin:14px 0 0}.hc-sheet .form-note a{color:#fff}
.hc-sheet #_lg_form_{background:#fff;border-radius:16px;padding:8px}
.hc-avs{display:flex;align-items:center;margin-top:18px;font-size:.86rem;color:#D2D7E4}
.hc-avs i{width:38px;height:38px;border-radius:50%;border:2px solid #fff;margin-right:-12px;background:#556 center/cover}
.hc-avs span{margin-left:24px}
@media(max-width:1060px){.hero-cine{grid-template-columns:1fr;min-height:0}.hc-l{padding:120px 20px 40px}.hc-body{padding-right:0}.hc-sheet{border-left:0;border-top:1px solid rgba(255,255,255,.25);padding:34px 20px 40px}}
@media(max-width:520px){.hc-row{grid-template-columns:1fr}.hc-amts{grid-template-columns:1fr 1fr}.hc-stats{gap:20px}.hc-stats b{font-size:1.4rem}}
.menu a:hover,.menu a[aria-current=page]{background:#EEF2F8}
.ph-card{background:linear-gradient(135deg,#0E1116,#1C3556)}.ph-btn{background:var(--grad)}.phone-screen{background:linear-gradient(180deg,#EEF4FF,#fff)}
.vcard-inner{background:radial-gradient(circle at 85% 15%,#2C5A9E 0,transparent 45%),linear-gradient(135deg,#0E1116,#1C3556)}
.vcard-inner:after{background:rgba(126,243,197,.85)}
.svc .num{color:#E3E9F2}

/* hero photo: man at gas station (local, flipped so he sits between headline and form) */
.hero-cine{background:
  linear-gradient(90deg,rgba(8,10,20,.93) 0,rgba(8,10,20,.78) 38%,rgba(8,10,20,.28) 54%,rgba(8,10,20,.35) 62%,rgba(8,10,20,.7) 100%),
  linear-gradient(0deg,rgba(8,10,20,.55) 0,rgba(8,10,20,0) 35%),
  url("../img/hero.jpg") 50% 30%/cover no-repeat,#0E1116;
  background:
  linear-gradient(90deg,rgba(8,10,20,.93) 0,rgba(8,10,20,.78) 38%,rgba(8,10,20,.28) 54%,rgba(8,10,20,.35) 62%,rgba(8,10,20,.7) 100%),
  linear-gradient(0deg,rgba(8,10,20,.55) 0,rgba(8,10,20,0) 35%),
  image-set(url("../img/hero.webp") type("image/webp"),url("../img/hero.jpg") type("image/jpeg")) 50% 30%/cover no-repeat,#0E1116}
.hc-sheet{background:rgba(10,14,24,.42)}
@media(max-width:1060px){.hero-cine{background-position:0 0,0 0,38% 20%}}
.page-hero{background:linear-gradient(120deg,rgba(8,10,20,.94),rgba(14,22,40,.86)),url("../img/hero.jpg") center 30%/cover,#0E1116}
@media(max-width:1060px){
  .hero-cine{background:linear-gradient(180deg,rgba(8,10,20,.7) 0,rgba(8,10,20,.1) 32%,#0E1116 min(78vw,560px)),url("../img/hero.jpg") 50% 0/100% auto no-repeat,#0E1116}
  .hc-l{padding-top:min(62vw,460px)}
}
.hc-embed{min-height:420px}
.hc-sheet #_lg_form_{background:#fff;border-radius:18px;padding:10px;color:#0E1116;min-height:400px;box-shadow:0 20px 40px -24px rgba(0,0,0,.6)}
#apply{scroll-margin-top:12px}
/* hero text: sit near the top instead of the bottom */
@media(min-width:1061px){.hc-l{justify-content:flex-start;padding-top:150px}}
/* Services: photo overlay cards (option 7) */
.ov-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.ov-card{position:relative;border-radius:24px;overflow:hidden;min-height:390px;text-decoration:none;color:#fff;display:flex;align-items:flex-end;isolation:isolate;background:#0E1116}
.ov-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;transition:transform .6s}
.ov-card:after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(8,10,20,.05) 15%,rgba(8,10,20,.62) 50%,rgba(8,10,20,.95) 100%)}
.ov-card:hover img{transform:scale(1.06)}
.ov-num{position:absolute;top:16px;right:20px;font-family:var(--font-h);font-weight:900;font-size:1.9rem;color:rgba(255,255,255,.85)}
.ov-body{padding:24px}
.ov-body h3{color:#fff;margin:0}.ov-body p{color:#D2D7E4;font-size:.95rem;line-height:1.6;margin:8px 0 14px}
.ov-ic{width:46px;height:46px;border-radius:14px;background:var(--grad);color:#0E1116;display:grid;place-items:center;font-weight:900;font-size:1.15rem;margin-bottom:12px}
.ov-more{font-weight:800;color:var(--lime)}.ov-more:after{content:" →"}
.ov-card.big{box-shadow:0 0 0 2px var(--lime)}
@media(max-width:900px){.ov-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.ov-grid{grid-template-columns:1fr}.ov-card{min-height:340px}}
/* illustrations sit in the top part of each card, text below */
.ov-card{min-height:480px;background:#0E1116}
.ov-card img{inset:0 0 auto 0;height:auto;aspect-ratio:4/3}
.ov-card:after{background:linear-gradient(180deg,rgba(14,17,22,0) 30%,rgba(14,17,22,.85) 52%,#0E1116 64%)}
@media(max-width:600px){.ov-card{min-height:470px}}
/* Calculator: payment bars (option 3) */
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.calc3{display:grid;grid-template-columns:1fr 1.25fr;gap:24px}
.c3-card{background:#161B24;border:1px solid #263040;border-radius:28px;padding:30px;color:#fff}
.c3-card h3{color:#fff;margin:0}
.c3-tabs{background:#0E1116;border:1px solid #263040;border-radius:999px;padding:5px;margin:0;display:flex;gap:4px}
.c3-tabs button{flex:1;border:0;background:transparent;color:#AEB6C8;font:inherit;font-weight:800;font-size:.88rem;padding:10px 8px;border-radius:999px;cursor:pointer;white-space:nowrap}
.c3-tabs button.on{background:var(--grad);color:#0E1116}
.c3-big{font-family:var(--font-h);font-weight:900;font-size:3.3rem;line-height:1;margin:26px 0 8px}
.c3-lbl{color:#AEB6C8;font-size:.86rem;margin-bottom:18px}
#c3-amt{-webkit-appearance:none;appearance:none;width:100%;height:10px;border-radius:999px;background:linear-gradient(90deg,#7EF3C5,#4DA3FF) 0/var(--p,40%) 100% no-repeat,#263040;outline:none;accent-color:#7EF3C5}
#c3-amt::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;border-radius:50%;background:#fff;border:6px solid #0E1116;box-shadow:0 0 0 2px #7EF3C5;cursor:pointer}
#c3-amt::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:#fff;border:6px solid #0E1116;cursor:pointer}
.c3-donut{display:flex;gap:22px;align-items:center;margin-top:26px}.c3-donut svg{flex:none}
.c3-leg{flex:1}.c3-leg div{display:flex;gap:10px;align-items:center;font-size:.92rem;margin:7px 0;color:#C9D1E0}.c3-leg b{margin-left:auto;color:#fff}.c3-leg i{width:12px;height:12px;border-radius:4px;flex:none}
.c3-tip{background:#13261F;border-left:4px solid #7EF3C5;border-radius:0 14px 14px 0;padding:14px 18px;font-size:.92rem;line-height:1.6;color:#C9D1E0;margin-top:22px}.c3-tip b{display:block;font-family:var(--font-h);color:#fff}
.c3-bars{display:flex;align-items:flex-end;gap:14px;height:260px;margin-top:20px;padding-bottom:6px;border-bottom:1px solid #263040}
.c3-bar{flex:1;display:flex;flex-direction:column;justify-content:flex-end;align-items:center;height:100%}
.c3-bar .v{font-family:var(--font-h);font-weight:900;font-size:1rem;margin-bottom:8px;white-space:nowrap}
.c3-bar .col{width:100%;max-width:70px;border-radius:14px 14px 6px 6px;background:linear-gradient(180deg,#4DA3FF,#7EF3C5);transition:height .35s}
.c3-bar.z .col{background:#263040}.c3-bar .fee{width:100%;max-width:70px;background:#FFB84D;border-radius:14px 14px 0 0}
.c3-wk{display:flex;gap:14px;margin-top:10px}.c3-wk span{flex:1;text-align:center;font-size:.8rem;color:#AEB6C8}
.c3-tot{display:flex;justify-content:space-between;align-items:center;margin-top:22px;color:#C9D1E0}.c3-tot b{font-family:var(--font-h);font-size:2.2rem;font-weight:900;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.c3-note{font-size:.78rem;line-height:1.55;color:#7F889A;margin:14px 0 0}
@media(max-width:900px){.calc3{grid-template-columns:1fr}.c3-bars{height:210px;gap:6px}.c3-bar .v{font-size:.68rem}.c3-wk{gap:6px}.c3-wk span{font-size:.68rem}.c3-card{padding:22px 16px}.c3-big{font-size:2.6rem}}
.c3-tabs{flex-wrap:nowrap}
@media(max-width:520px){.c3-tabs button{font-size:.76rem;padding:9px 4px}}
/* What is Sezzle Cash: photo arch (option 2) */
.wi-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.wi-ck{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:22px 0 26px}
.wi-ck>div{display:flex;gap:12px;align-items:flex-start;padding:14px;border:1px solid var(--line);border-radius:16px;background:#fff}
.wi-ck i{flex:none;width:34px;height:34px;border-radius:10px;background:#0E1116;color:var(--lime);display:grid;place-items:center;font-style:normal;font-weight:900}
.wi-ck b{display:block;font-family:var(--font-h);font-size:.98rem}.wi-ck span{font-size:.82rem;color:var(--mute);line-height:1.4;display:block}
.wi-ph{position:relative;width:100%;max-width:470px;margin:auto}
.wi-arch{display:block;width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;border-radius:240px 240px 32px 32px;box-shadow:0 40px 80px -40px rgba(14,17,22,.6)}
.wi-ring{position:absolute;inset:-16px;border-radius:256px 256px 44px 44px;border:2px dashed #4DA3FF;opacity:.45;pointer-events:none}
.wi-fl{position:absolute;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-radius:18px;padding:12px 16px;box-shadow:0 18px 40px -18px rgba(14,17,22,.5);line-height:1.3}
.wi-fl b{display:block;font-family:var(--font-h);font-weight:900;font-size:1.4rem}.wi-fl span{font-size:.76rem;color:var(--mute)}
.wi-fl.a{left:-40px;top:22%}.wi-fl.c{left:-20px;bottom:10%}
.wi-fl.b{right:-34px;top:46%;background:#0E1116}.wi-fl.b b{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}.wi-fl.b span{color:#AEB6C8}
@media(max-width:900px){.wi-grid{grid-template-columns:1fr;gap:50px}.wi-fl.a{left:-6px}.wi-fl.b{right:-6px}.wi-fl.c{left:6px}.wi-ck{grid-template-columns:1fr}}
/* How it works: phone walkthrough (option 2) */
.hw-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center}
.hw-list{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.hw-it{all:unset;box-sizing:border-box;width:100%;cursor:pointer;display:flex;gap:18px;padding:20px 22px;border-radius:22px;border:1px solid #263040;background:#141922;transition:background .25s,border-color .25s,box-shadow .25s}
.hw-it:focus-visible{outline:2px solid var(--lime)}
.hw-it .n{font-family:var(--font-h);font-weight:900;font-size:1.8rem;color:#33405A;min-width:48px;line-height:1.2}
.hw-tx b{display:block;font-family:var(--font-h);font-size:1.15rem;color:#fff}
.hw-d{display:block;max-height:0;overflow:hidden;opacity:0;color:#B9C1D2;font-size:.95rem;line-height:1.6;transition:max-height .35s,opacity .35s,margin .35s}
.hw-meta{display:none;font-size:.76rem;font-weight:800;color:#0E1116;background:var(--grad);padding:5px 11px;border-radius:999px;margin-top:4px}
.hw-it.on{background:#161B24;border-color:var(--lime);box-shadow:0 20px 40px -26px rgba(126,243,197,.6)}
.hw-it.on .n{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.hw-it.on .hw-d{max-height:200px;opacity:1;margin:6px 0 10px}.hw-it.on .hw-meta{display:inline-block}
.hw-phone{width:300px;margin:auto;background:#05070B;border-radius:48px;padding:12px;border:2px solid #2A3446;box-shadow:0 50px 90px -30px rgba(77,163,255,.35)}
.hw-scr{background:#F4F7FB;color:#121721;border-radius:38px;min-height:540px;padding:22px 18px}
.hw-notch{width:100px;height:26px;background:#05070B;border-radius:0 0 16px 16px;margin:-22px auto 16px}
.hw-sc{display:none}.hw-sc.on{display:block;animation:hwf .4s ease}@keyframes hwf{from{opacity:0;transform:translateY(10px)}}
.hw-t{font-family:var(--font-h);font-weight:900;font-size:1.3rem;margin-bottom:14px}
.hw-in{background:#fff;border:1px solid #E1E7EF;border-radius:14px;padding:13px;margin-bottom:10px;font-size:.88rem}.hw-in.ok{border-color:#2CC79A}
.hw-bt{margin-top:18px;background:var(--grad);text-align:center;font-weight:800;padding:14px;border-radius:999px}
.hw-row{display:flex;justify-content:space-between;background:#fff;border:1px solid #E1E7EF;border-radius:14px;padding:12px;margin-bottom:9px;font-size:.84rem}
.hw-scr .ok{color:#0F9D72}
.hw-lim{margin-top:14px;background:#0E1116;color:#AEB6C8;border-radius:16px;padding:14px;font-size:.82rem}.hw-lim b{display:block;font-family:var(--font-h);font-size:1.8rem;color:var(--lime)}
.hw-mem{background:#0E1116;color:#fff;border-radius:18px;padding:18px}.hw-mem b{font-family:var(--font-h);font-size:1.2rem;display:block}.hw-mem span{font-size:.82rem;color:#AEB6C8;display:block;margin:6px 0 12px}.hw-mem em{font-style:normal;font-weight:900;color:var(--lime)}
.hw-cash{font-family:var(--font-h);font-weight:900;font-size:3.4rem;text-align:center;margin:6px 0 14px;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
@media(max-width:900px){.hw-grid{grid-template-columns:1fr;gap:36px}.hw-phone{order:-1;width:270px}.hw-scr{min-height:480px}}
/* Sezzle Cash in detail: amount switcher (option 3) */
.dt-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:24px}
.dt-panel{background:#0E1116;color:#fff;border-radius:32px;padding:34px;position:relative;overflow:hidden}
.dt-panel:before{content:"";position:absolute;right:-120px;top:-120px;width:340px;height:340px;border-radius:50%;background:radial-gradient(circle,rgba(77,163,255,.35),transparent 65%);pointer-events:none}
.dt-sw{display:inline-flex;gap:6px;background:#161B24;border:1px solid #263040;border-radius:999px;padding:5px;position:relative}
.dt-sw button{font:inherit;font-weight:800;border:0;background:transparent;color:#AEB6C8;padding:10px 22px;border-radius:999px;cursor:pointer}
.dt-sw button.on{background:var(--grad);color:#0E1116}
.dt-pane{display:none;position:relative}.dt-pane.on{display:block;animation:dtf .35s}@keyframes dtf{from{opacity:0;transform:translateY(8px)}}
.dt-big{margin:24px 0 18px}.dt-big small{color:#AEB6C8}.dt-big b{display:block;font-family:var(--font-h);font-weight:900;font-size:4.2rem;line-height:1;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.dt-kv{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.dt-kv div{background:#161B24;border:1px solid #263040;border-radius:16px;padding:14px}
.dt-kv small{color:#AEB6C8;font-size:.78rem}.dt-kv b{display:block;font-family:var(--font-h);font-size:1.4rem}
.dt-tl{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;height:180px;margin-top:22px;align-items:end}
.dt-tl div{display:flex;flex-direction:column;align-items:center;justify-content:flex-end;height:100%;font-size:.75rem;color:#AEB6C8}
.dt-tl b{color:#fff;font-size:.85rem;white-space:nowrap}
.dt-tl i{width:100%;max-width:56px;border-radius:12px 12px 4px 4px;background:linear-gradient(180deg,#4DA3FF,#7EF3C5);margin:6px 0}
.dt-lad{background:#F3F6FA;border-radius:32px;padding:28px;border:1px solid var(--line)}
.dt-lad h3{font-size:1.25rem;margin:0 0 4px}.dt-lad p{margin:0 0 14px;font-size:.85rem;color:var(--mute)}
.dt-lad ol{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.dt-lad li{display:grid;grid-template-columns:34px 1fr;gap:4px 12px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:14px}
.dt-lad li em{grid-column:2;font-style:normal;font-weight:800;font-size:.88rem}.dt-lad li b{font-family:var(--font-h)}.dt-lad li small{display:block;color:var(--mute);font-size:.78rem}
.dt-lad .rk{grid-row:span 2;width:34px;height:34px;border-radius:50%;background:#EEF2F8;display:grid;place-items:center;font-weight:900}
.dt-lad li.hl{border:2px solid var(--lime);box-shadow:0 14px 30px -20px rgba(31,111,209,.5)}.dt-lad li.hl .rk{background:var(--grad)}
@media(max-width:960px){.dt-grid{grid-template-columns:1fr}.dt-big b{font-size:3.2rem}.dt-panel{padding:24px 18px}.dt-sw button{padding:9px 16px}.dt-tl{gap:6px}.dt-tl b{font-size:.7rem}.dt-kv b{font-size:1.1rem}}
/* Payment plans: donut cards (option 2) */
.pl-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:10px;align-items:stretch}
.pl-c{position:relative;background:#fff;border:1px solid var(--line);border-radius:28px;padding:26px;display:flex;flex-direction:column;color:var(--text)}
.pl-c h3{font-size:1.5rem;margin:4px 0 14px}.pl-c p{color:var(--mute);font-size:.9rem;flex:1;margin:14px 0}
.pl-tg{font-weight:800;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:#1F6FD1}
.pl-trk{stroke:#E6ECF4}
.pl-d{display:flex;gap:14px;align-items:center}.pl-d small{display:block;color:var(--mute);font-size:.75rem}.pl-d b{display:block;font-family:var(--font-h);font-size:1.15rem}
.pl-ft{display:flex;justify-content:space-between;align-items:center;border-top:1px dashed var(--line);padding-top:12px;font-size:.85rem}.pl-ft span{color:var(--mute)}
.pl-c.pop{background:#0E1116;color:#fff;border:0;transform:translateY(-10px);box-shadow:0 30px 60px -30px rgba(14,17,22,.6)}
.pl-c.pop h3{color:#fff}.pl-c.pop p,.pl-c.pop .pl-d small,.pl-c.pop .pl-ft span{color:#AEB6C8}.pl-c.pop .pl-ft{border-color:#263040}.pl-c.pop .pl-tg{color:var(--lime)}.pl-c.pop .pl-trk{stroke:#263040}
.pl-badge{position:absolute;top:-13px;right:20px;background:var(--grad);color:#0E1116;font-weight:800;font-size:.75rem;padding:6px 12px;border-radius:999px}
@media(max-width:960px){.pl-grid{grid-template-columns:1fr 1fr;row-gap:28px}.pl-c.pop{transform:none}}
@media(max-width:560px){.pl-grid{grid-template-columns:1fr}}
/* E-E-A-T experts block */
.ex-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.ex-c{display:flex;gap:16px;background:#161B24;border:1px solid #263040;border-radius:24px;padding:24px}
.ex-c .avatar{width:58px;height:58px;font-size:1.1rem;background:var(--grad);color:#0E1116;flex:none}
.ex-c h3{color:#fff;font-size:1.15rem;margin:0}.ex-role{color:var(--lime);font-weight:700;font-size:.82rem;margin:2px 0 8px}
.ex-c p{color:#B9C1D2;font-size:.9rem;margin:0;line-height:1.6}
.ex-proc{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:22px}
.ex-proc div{border-top:2px solid #263040;padding-top:14px}.ex-proc b{display:block;color:#fff;font-family:var(--font-h);margin-bottom:4px}.ex-proc span{color:#AEB6C8;font-size:.9rem}
.ex-links{margin-top:26px;color:#AEB6C8}.ex-links a{color:var(--lime)}
@media(max-width:960px){.ex-grid,.ex-proc{grid-template-columns:1fr}}
/* experts block on light background */
#experts .ex-c{background:#fff;border-color:var(--line)}#experts .ex-c h3{color:var(--ink)}#experts .ex-role{color:#1F6FD1}#experts .ex-c p{color:var(--mute)}
#experts .ex-proc div{border-color:var(--line)}#experts .ex-proc b{color:var(--ink)}#experts .ex-proc span{color:var(--mute)}
#experts .ex-links{color:var(--mute)}#experts .ex-links a{color:#1F6FD1}
.split>*,.dt-grid>*,.wi-grid>*,.hw-grid>*{min-width:0}
@media(max-width:980px){.article-layout{grid-template-columns:minmax(0,1fr)}}
@media(max-width:760px){.stat-row{grid-template-columns:1fr!important}}
/* Memberships: card visuals (option 2) */
.ms-head{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:end;margin-bottom:20px}
.ms-head p{color:#C9D1E0;margin:0}
.ms-cols{display:grid;grid-template-columns:1fr 1fr;gap:28px;padding-top:70px}
.ms-col{background:#141922;border:1px solid #263040;border-radius:32px;padding:30px}
.ms-vc{aspect-ratio:1.586;border-radius:22px;padding:22px;display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden;margin:-90px 10px 24px;box-shadow:0 30px 50px -20px rgba(0,0,0,.7);color:#0E1116}
.ms-vc.prem{background:linear-gradient(135deg,#D9DEE7,#9AA4B5);transform:rotate(-3deg)}
.ms-vc.any{background:linear-gradient(135deg,#7EF3C5,#4DA3FF);transform:rotate(3deg)}
.ms-vc:after{content:"";position:absolute;width:220px;height:220px;border-radius:50%;background:rgba(255,255,255,.18);right:-60px;bottom:-90px}
.ms-top{display:flex;justify-content:space-between;align-items:center}
.ms-chip{width:44px;height:32px;border-radius:7px;background:linear-gradient(135deg,#F2E3A6,#C9A94F)}
.ms-n{font-family:var(--font-h);font-weight:900}
.ms-p{font-family:var(--font-h);font-weight:900;font-size:2.6rem;line-height:1}.ms-p small{font-size:1rem;opacity:.7}
.ms-b{display:flex;justify-content:space-between;align-items:center;font-size:.72rem;font-weight:800;letter-spacing:.12em;position:relative;z-index:1}.ms-b b{font-style:italic;font-size:1.3rem;letter-spacing:0}
.ms-col h3{color:#fff;font-size:1.5rem;margin:0}.ms-price{font-size:.95rem;color:var(--lime);font-weight:700;margin-left:6px}
.ms-col p{color:#B9C1D2;margin:6px 0 14px}
.ms-col ul{list-style:none;padding:0;margin:0}
.ms-col li{display:grid;grid-template-columns:96px 1fr;gap:10px;padding:10px 0;border-top:1px solid #1E2633;font-size:.92rem;color:#E1E6EF}
.ms-col li.off span:last-child{color:#6B7486}
.ms-ck{color:var(--lime);font-weight:900}.ms-no{color:#4A5568}
.ms-foot{margin-top:30px;color:#C9D1E0}.ms-foot a{color:var(--lime)}
@media(max-width:900px){.ms-head,.ms-cols{grid-template-columns:1fr}.ms-cols{gap:100px;padding-top:80px}.ms-vc{margin:-80px 6px 22px}}
/* Eligibility: map showcase (option 8) */
.el-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;margin:10px 0 56px}
.el-grid>*{min-width:0}
.el-mp{position:relative}
.el-map{display:block;width:100%;height:auto;border-radius:28px;box-shadow:0 40px 80px -40px rgba(14,17,22,.65)}
.el-rp{position:absolute;right:-26px;bottom:-30px;width:150px;height:150px;border-radius:50%;object-fit:cover;border:6px solid #fff;box-shadow:0 20px 40px -18px rgba(14,17,22,.5)}
.el-q{position:absolute;left:20px;bottom:-22px;background:#fff;border-radius:16px;padding:12px 16px;font-weight:700;font-size:.88rem;box-shadow:0 14px 30px -14px rgba(14,17,22,.45);max-width:calc(100% - 200px)}
.el-acc details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:0 20px;margin-bottom:12px}
.el-acc summary{cursor:pointer;list-style:none;padding:18px 0;font-family:var(--font-h);font-weight:800;font-size:1.1rem;display:flex;justify-content:space-between;color:var(--ink)}
.el-acc summary::-webkit-details-marker{display:none}
.el-acc summary:after{content:"+";color:#1F6FD1;font-size:1.4rem;line-height:1}.el-acc details[open] summary:after{content:"–"}
.el-bd{padding:0 0 18px}
.el-x{list-style:none;padding:0;margin:0}.el-x li{padding:7px 0 7px 32px;position:relative}
.el-x li:before{content:"!";position:absolute;left:0;top:8px;width:22px;height:22px;border-radius:50%;background:#FFE7DF;color:#B4401E;display:grid;place-items:center;font-size:.75rem;font-weight:900}
@media(max-width:900px){.el-grid{grid-template-columns:1fr;gap:56px}.el-rp{right:8px;width:104px;height:104px}.el-q{max-width:calc(100% - 140px);font-size:.8rem}}
.el-q{position:static;display:inline-block;margin-top:16px;max-width:calc(100% - 170px)}
@media(max-width:900px){.el-q{max-width:calc(100% - 120px)}}
.bs-fees{margin-top:26px;background:#161B24;border:1px solid #263040;border-radius:24px;padding:22px 24px}
.bs-h{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-bottom:14px}.bs-h b{color:#fff;font-family:var(--font-h);font-size:1.1rem}.bs-h a{color:var(--lime);font-weight:700}
.bs-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.bs-row div{background:#0E1116;border:1px solid #263040;border-radius:16px;padding:14px 16px}
.bs-row span{display:block;color:#AEB6C8;font-size:.82rem}.bs-row b{display:block;font-family:var(--font-h);font-size:1.5rem;color:#FFB84D}.bs-row small{color:#7F889A;font-size:.8rem}
@media(max-width:760px){.bs-row{grid-template-columns:1fr}}
/* Borrow smart: before/during/after (option 3) */
.bt-top{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.bt-top>*{min-width:0}.bt-top p{color:#C9D1E0}
.bt-top img{display:block;width:100%;height:auto;border-radius:26px;box-shadow:0 30px 60px -30px rgba(0,0,0,.8)}
.bt-tl{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:44px;position:relative}
.bt-tl:before{content:"";position:absolute;left:3%;right:3%;top:20px;height:3px;background:var(--grad);border-radius:3px}
.bt-pt{position:relative;padding-top:46px;margin-bottom:14px}
.bt-pt i{position:absolute;top:8px;left:0;width:26px;height:26px;border-radius:50%;background:#0E1116;border:4px solid var(--lime)}
.bt-pt b{font-family:var(--font-h);font-size:1.6rem;font-weight:900;color:#fff}.bt-pt small{color:#AEB6C8;margin-left:8px}
.bt-it{background:#161B24;border:1px solid #263040;border-radius:20px;padding:18px;margin-bottom:12px}
.bt-it h3{font-size:1.1rem;color:#fff;margin:0}.bt-it p{margin:4px 0 10px;color:#B9C1D2;font-size:.9rem}
.bt-it span{display:inline-block;font-size:.76rem;font-weight:800;color:#0E1116;background:var(--grad);padding:5px 10px;border-radius:999px}
.bt-fees{margin-top:20px;background:#161B24;border:1px solid #263040;border-radius:24px;padding:20px 22px}
.bt-fh{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-bottom:12px}.bt-fh b{color:#fff;font-family:var(--font-h);font-size:1.05rem}.bt-fh a{color:var(--lime);font-weight:700}
.bt-fr{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.bt-fr div{background:#0E1116;border:1px solid #263040;border-radius:16px;padding:14px 16px}
.bt-fr span{display:block;color:#AEB6C8;font-size:.8rem}.bt-fr b{display:block;font-family:var(--font-h);font-size:1.4rem;color:#FFB84D}.bt-fr small{color:#7F889A;font-size:.78rem}
.bt-lk{color:#C9D1E0;margin-top:20px}.bt-lk a{color:var(--lime)}
@media(max-width:900px){.bt-top,.bt-tl,.bt-fr{grid-template-columns:1fr}.bt-tl:before{display:none}}
/* Guides: magazine cards (option 2) */
.mg-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.mg-c{background:#fff;border:1px solid var(--line);border-radius:26px;overflow:hidden;display:flex;flex-direction:column;text-decoration:none;color:var(--text);transition:transform .25s,box-shadow .25s}
.mg-c:hover{transform:translateY(-5px);box-shadow:0 28px 50px -30px rgba(14,17,22,.5)}
.mg-im{position:relative;overflow:hidden}.mg-im img{display:block;width:100%;height:auto;aspect-ratio:16/10;object-fit:cover;transition:transform .5s}.mg-c:hover .mg-im img{transform:scale(1.05)}
.mg-pill{position:absolute;left:14px;top:14px;background:rgba(14,17,22,.82);color:var(--lime);font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:6px 11px;border-radius:999px}
.mg-bd{padding:22px;display:flex;flex-direction:column;flex:1}.mg-bd h3{font-size:1.15rem;margin:0}.mg-bd p{color:var(--mute);font-size:.9rem;margin:8px 0 16px;flex:1}
.mg-ft{display:flex;align-items:center;gap:10px;border-top:1px solid var(--line);padding-top:14px}
.mg-av{flex:none;width:36px;height:36px;border-radius:50%;background:var(--grad);color:#0E1116;display:grid;place-items:center;font-weight:900;font-size:.8rem}
.mg-mt{font-size:.8rem;color:var(--mute);line-height:1.3}
.mg-go{margin-left:auto;width:34px;height:34px;border-radius:50%;border:1.5px solid var(--line);display:grid;place-items:center;font-weight:900;transition:.2s}.mg-c:hover .mg-go{background:var(--grad);border-color:transparent}
@media(max-width:960px){.mg-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.mg-grid{grid-template-columns:1fr}}
/* details panel: cash photo background */
.dt-panel{background:linear-gradient(160deg,rgba(14,17,22,.93) 0,rgba(14,17,22,.82) 45%,rgba(14,17,22,.55) 100%),url("../img/sezzle-cash-handoff.webp") 70% 40%/cover no-repeat,#0E1116}
.dt-panel:before{opacity:.6}
.dt-kv div{background:rgba(22,27,36,.82);backdrop-filter:blur(6px)}
.dt-sw{background:rgba(22,27,36,.85)}
/* experts — editorial desk (option 3) */
.ex3-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.ex3-grid>*{min-width:0}.ex3-desk{display:block;width:100%;height:auto;border-radius:32px}
#experts h2{margin:10px 0 14px}.ex3-intro{color:var(--mute);font-size:1.05rem;margin:0}
.ex3-tls{margin-top:26px;display:flex;flex-direction:column;gap:12px}
.ex3-tl{display:flex;gap:16px;padding:16px 18px;border-radius:18px;background:#F3F6FA}
.ex3-tl .n{font-family:var(--font-h);font-weight:900;font-size:1.4rem;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent;flex:none;min-width:34px}
.ex3-tl b{font-family:var(--font-h);font-size:1.05rem;color:var(--ink)}.ex3-tl p{margin:2px 0 0;color:var(--mute);font-size:.92rem}
.ex3-team{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:56px}
.ex3-mc{display:grid;grid-template-columns:72px 1fr;gap:16px;align-items:start;border-top:3px solid var(--ink);padding-top:20px}
.ex3-av{width:72px;height:72px;border-radius:20px;overflow:hidden;background:var(--grad);display:grid;place-items:center}
.ex3-av img{width:100%;height:100%;object-fit:cover}.ex3-ini{font-family:var(--font-h);font-weight:900;font-size:1.4rem;color:var(--ink)}
.ex3-mc h3{font-size:1.15rem;margin:0}.ex3-role{color:#0F7B5F;font-weight:700;font-size:.86rem;margin:2px 0 6px}.ex3-mc p{color:var(--mute);font-size:.9rem;margin:0}
.ex3-links{display:flex;flex-wrap:wrap;align-items:center;gap:10px 22px;margin-top:34px;font-weight:700}
.ex3-links a{color:var(--ink);text-decoration:none;border-bottom:2px solid var(--lime);padding-bottom:2px}
.ex3-links a.btn-ex{background:var(--ink);color:#fff;border:0;padding:12px 20px;border-radius:999px}
@media(max-width:900px){.ex3-grid,.ex3-team{grid-template-columns:1fr;gap:28px}}
/* reviews — editorial score cards */
.rv2-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.rv2{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px 24px;display:flex;flex-direction:column;box-shadow:0 14px 30px -24px rgba(14,17,22,.35);transition:transform .25s,box-shadow .25s}
.rv2:hover{transform:translateY(-4px);box-shadow:0 24px 44px -26px rgba(14,17,22,.4)}
.rv2-top{display:flex;justify-content:space-between;align-items:center}
.rv2-st i{font-style:normal;color:#D5DBE5;font-size:.95rem;letter-spacing:1px}.rv2-st i.on{color:#F5B82E}
.rv2-sc{background:#F3F6FA;border-radius:999px;padding:4px 10px;font-weight:800;font-size:.8rem;color:var(--ink)}
.rv2-cat{margin-top:14px;font-size:.72rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#0F7B5F}
.rv2 blockquote{margin:8px 0 20px;font-style:italic;color:#2A3240;font-size:.95rem;line-height:1.6;flex:1}
.rv2-by{display:flex;gap:12px;align-items:center}
.rv2-av{width:40px;height:40px;border-radius:50%;color:#fff;display:grid;place-items:center;font-family:var(--font-h);font-weight:800;font-size:.85rem;flex:none}
.rv2-by b{display:block;font-size:.92rem;color:var(--ink)}.rv2-by span{font-size:.8rem;color:var(--mute)}
@media(max-width:900px){.rv2-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.rv2-grid{grid-template-columns:1fr}}
.rv2-by .rv2-av{color:#fff;font-size:.85rem}
/* logo — gradient coin */
.logo{gap:11px;font-size:1.45rem;line-height:1;white-space:nowrap}
.logo-svg{width:40px;height:40px;flex:none;display:block}
.logo-wm{font-family:var(--font-h);font-weight:900;letter-spacing:-.03em}
.logo-wm b{font-weight:900;margin-left:.22em;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
@media(max-width:520px){.logo{font-size:1.25rem}.logo-svg{width:34px;height:34px}}
/* inner page hero with image */
.page-hero.has-img{text-align:left;padding:56px 0 60px}
.ph-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:center}.ph-grid>*{min-width:0}
.page-hero.has-img h1{margin-inline:0;max-width:none}.page-hero.has-img p{margin:0;max-width:600px}
.page-hero.has-img .crumbs ol{justify-content:flex-start}
.ph-img{margin:0;border-radius:26px;overflow:hidden;aspect-ratio:4/3;box-shadow:0 40px 80px -36px rgba(0,0,0,.8);border:1px solid rgba(255,255,255,.14);background:#141A24;position:relative}
.ph-img img{width:100%;height:100%;object-fit:cover;display:block}
.ph-img:after{content:"";position:absolute;inset:0;border-radius:inherit;box-shadow:inset 0 0 0 1px rgba(255,255,255,.06);pointer-events:none}
@media(max-width:900px){.ph-grid{grid-template-columns:1fr;gap:28px}.page-hero.has-img{padding:40px 0 44px}.ph-img{aspect-ratio:16/10}}
.post .thumb{height:auto;aspect-ratio:16/10;padding:0;overflow:hidden}.post .thumb img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .5s}
.post .thumb:after{display:none}.post:hover .thumb img{transform:scale(1.05)}
/* ===== readable article layer (inner guides & articles only) ===== */
.article-layout .prose{font-size:1.06rem;line-height:1.8;color:#2A3240}
.article-layout .prose>p,.article-layout .prose li{max-width:72ch}
.article-layout .prose p{margin:0 0 1.15em}
.article-layout .prose h2{font-size:clamp(1.45rem,2.4vw,1.85rem);margin:2.2em 0 .7em;padding-top:1.2em;border-top:1px solid var(--line);position:relative;scroll-margin-top:24px}
.article-layout .prose h2:before{content:"";position:absolute;top:-2px;left:0;width:56px;height:3px;border-radius:3px;background:var(--grad)}
.article-layout .prose h2#faq{border-top:0}
.article-layout .prose h3{font-size:1.18rem;margin:1.6em 0 .5em}
.article-layout .prose a{color:#1F6FD1;text-decoration-thickness:1.5px;text-underline-offset:3px}
.article-layout .prose strong{color:var(--ink)}
.article-layout .prose ol:not(.checks){counter-reset:st;list-style:none;padding-left:0}
.article-layout .prose ol:not(.checks)>li{counter-increment:st;position:relative;padding:4px 0 4px 46px;margin-bottom:.7em}
.article-layout .prose ol:not(.checks)>li:before{content:counter(st);position:absolute;left:0;top:3px;width:30px;height:30px;border-radius:10px;background:var(--ink);color:var(--lime);font:800 .85rem/30px var(--font-h);text-align:center}
.article-layout .prose ul:not(.checks){list-style:none;padding-left:0}
.article-layout .prose ul:not(.checks)>li{position:relative;padding-left:26px}
.article-layout .prose ul:not(.checks)>li:before{content:"";position:absolute;left:4px;top:.72em;width:9px;height:9px;border-radius:3px;background:var(--grad)}
.article-layout .toc ol{counter-reset:none}.article-layout .toc ol>li{padding-left:0}.article-layout .toc ol>li:before{display:none}
.article-layout .toc ol{list-style:decimal;padding-left:1.2em}
.article-layout .callout{border-left-width:0;border-radius:16px;padding:20px 22px 20px 64px;position:relative;font-size:.98rem}
.article-layout .callout:before{content:"i";position:absolute;left:20px;top:20px;width:30px;height:30px;border-radius:50%;background:#1F6FD1;color:#fff;font:800 .95rem/30px var(--font-h);text-align:center}
.article-layout .callout.tip:before{content:"★";background:#2CC79A}
.article-layout .callout.warn:before{content:"!";background:var(--coral,#FF7A59)}
.article-layout .expert{background:linear-gradient(135deg,#0E1116,#16263D);border:0;border-radius:22px;padding:26px;color:#D5DCE8;position:relative;overflow:hidden}
.article-layout .expert:after{content:"\201D";position:absolute;right:18px;top:-18px;font:900 8rem/1 var(--font-h);color:rgba(126,243,197,.16)}
.article-layout .expert p{font-size:1.08rem;line-height:1.7;color:#fff}.article-layout .expert cite{color:var(--lime)}
.article-layout .expert .avatar{background:var(--grad);color:var(--ink)}
.article-layout .tbl-wrap{box-shadow:0 18px 40px -30px rgba(14,17,22,.35)}
.article-layout tbody tr:nth-child(even){background:#F7F9FC}
.takeaways{background:linear-gradient(135deg,#E9FBF3,#EAF2FF);border:1px solid #CFEBDF;border-radius:20px;padding:22px 24px;margin:0 0 26px}
.takeaways b{font-family:var(--font-h);font-size:1.05rem;color:var(--ink);display:flex;align-items:center;gap:8px}
.takeaways b:before{content:"⚡";font-size:1rem}
.takeaways ul{list-style:none;padding:0;margin:12px 0 0}
.article-layout .prose .takeaways li{padding:6px 0 6px 30px;position:relative;font-size:.98rem;line-height:1.6;max-width:none}
.article-layout .prose .takeaways li:before{content:"✓";position:absolute;left:0;top:7px;width:20px;height:20px;border-radius:50%;background:var(--ink);color:var(--lime);font-size:.7rem;font-weight:800;display:grid;place-items:center}
.readnext{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px 20px;margin:2em 0;text-decoration:none!important;transition:border-color .2s,transform .2s}
.readnext:hover{border-color:var(--lime);transform:translateY(-2px)}
.readnext span{font-size:.72rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#0F7B5F;flex:none}
.readnext b{color:var(--ink);font-family:var(--font-h);font-size:1.02rem;flex:1}.readnext i{font-style:normal;font-weight:900;color:var(--ink)}
.side-toc{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 20px;margin-bottom:20px;font-size:.88rem}
.side-toc b{font-family:var(--font-h);font-size:.95rem}
.side-toc ol{list-style:none;padding:0;margin:10px 0 0;border-left:2px solid var(--line)}
aside .side-toc li{padding:0;border:0}
.side-toc a{display:block;padding:5px 0 5px 14px;margin-left:-2px;border-left:2px solid transparent;color:var(--mute);font-weight:600;line-height:1.4}
.side-toc a.on{border-color:#2CC79A;color:var(--ink)}
.read-progress{position:fixed;top:0;left:0;right:0;height:4px;z-index:200;pointer-events:none}
.read-progress span{display:block;height:100%;width:0;background:var(--grad)}
@media(max-width:960px){.side-toc{display:none}}
@media(max-width:600px){.article-layout .prose{font-size:1.02rem}.article-layout .callout{padding:58px 18px 18px}.article-layout .callout:before{top:16px;left:18px}.readnext{flex-wrap:wrap}}
.faq-nav{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:10px}
.faq-nav a{padding:8px 16px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:700;font-size:.88rem;color:var(--ink);text-decoration:none}
.faq-nav a:hover{border-color:#2CC79A}
.faq-h{font-size:1.5rem;margin:44px 0 14px;padding-top:18px;border-top:1px solid var(--line);scroll-margin-top:20px}
.article-layout .prose .toc a{text-decoration:none;color:var(--ink);font-weight:600}
.article-layout .prose .toc ol>li{padding:4px 0 4px 40px;font-size:.95rem;margin-bottom:.3em}
.article-layout .prose .toc ol>li:before{width:26px;height:26px;line-height:26px;font-size:.78rem;border-radius:8px;top:3px}
@media(min-width:961px){.article-layout .prose .toc{display:none}}
.article-layout .prose .toc ol>li:before{display:block}
.article-layout .prose .takeaways ul>li{padding:6px 0 6px 30px}
.article-layout .prose .takeaways ul>li:before{content:"✓";left:0;top:8px;width:20px;height:20px;border-radius:50%;background:var(--ink);color:var(--lime);font-size:.7rem;font-weight:800;display:grid;place-items:center}
/* ===== visual content blocks ===== */
.article-layout .prose .v-sec{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px 32px 14px;margin:0 0 22px;box-shadow:0 20px 44px -36px rgba(14,17,22,.35)}
.article-layout .prose .v-intro{background:none;border:0;box-shadow:none;padding:0;font-size:1.12rem;color:#1E2633}
.article-layout .prose .v-sec h2{border-top:0;padding-top:0;margin:0 0 .8em;display:flex;align-items:center;gap:14px}
.article-layout .prose .v-sec h2:before{display:none}
.h-ic{flex:none;width:44px;height:44px;border-radius:14px;background:var(--grad);display:grid;place-items:center;color:var(--ink)}
.h-ic svg{width:22px;height:22px}
.article-layout .prose .num{font-weight:800;color:var(--ink);background:linear-gradient(transparent 58%,rgba(126,243,197,.55) 58%);padding:0 2px;white-space:nowrap}
/* steps */
.article-layout .prose ol.v-steps{list-style:none;padding:0;margin:1.2em 0 1.4em;display:grid;gap:12px;counter-reset:none}
.article-layout .prose ol.v-steps>li{display:flex;gap:16px;align-items:flex-start;background:#F6F8FB;border:1px solid var(--line);border-radius:18px;padding:16px 18px;margin:0;max-width:none;position:relative}
.article-layout .prose ol.v-steps>li:before{display:none}
.article-layout .prose ol.v-steps>li:not(:last-child):after{content:"";position:absolute;left:36px;bottom:-13px;width:2px;height:12px;background:#BFE9DA}
.st-n{flex:none;width:38px;height:38px;border-radius:12px;background:var(--ink);color:var(--lime);display:grid;place-items:center;font:900 1rem var(--font-h)}
.v-steps b{display:block;color:var(--ink);font-family:var(--font-h);font-size:1.04rem;line-height:1.35;margin-top:7px}
.article-layout .prose .v-steps p{margin:.3em 0 0;font-size:.97rem;line-height:1.65;color:#3A4352}
.article-layout .prose .v-plain p{margin-top:7px}
/* feature cards */
.v-feat{display:grid;grid-template-columns:1fr;gap:12px;margin:1.2em 0 1.4em}
.v-feat.two{grid-template-columns:1fr 1fr}
.fc{display:flex;gap:14px;align-items:flex-start;background:#F6F8FB;border:1px solid var(--line);border-radius:18px;padding:18px;transition:border-color .2s,transform .2s}
.fc:hover{border-color:#7EF3C5;transform:translateY(-2px)}
.fc-i{flex:none;width:40px;height:40px;padding:9px;border-radius:12px;background:#fff;border:1px solid var(--line);color:#0F7B5F}
.fc b{display:block;color:var(--ink);font-family:var(--font-h);font-size:1.02rem;line-height:1.35}
.article-layout .prose .fc p{margin:.35em 0 0;font-size:.94rem;line-height:1.6;color:#3A4352}
/* tick list */
.article-layout .prose ul.v-ticks{list-style:none;padding:0;margin:1.1em 0 1.4em;display:grid;grid-template-columns:1fr 1fr;gap:10px}
.article-layout .prose ul.v-ticks>li{display:flex;gap:10px;align-items:flex-start;background:#F2FBF7;border:1px solid #D3EFE4;border-radius:14px;padding:12px 14px;margin:0;font-size:.96rem;line-height:1.55;max-width:none}
.article-layout .prose ul.v-ticks>li:before{display:none}
.tk{flex:none;width:22px;height:22px;padding:4px;border-radius:50%;background:var(--ink);color:var(--lime);margin-top:1px}
/* key facts */
.v-facts{background:linear-gradient(135deg,#0E1116,#17283F);border-radius:22px;padding:22px;margin:1.4em 0;color:#fff}
.vf-h{display:flex;align-items:center;gap:10px;font-family:var(--font-h);font-weight:800;font-size:1.05rem;margin-bottom:14px}
.vf-i{width:24px;height:24px;color:var(--lime)}
.kf-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.kf{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:12px 14px}
.kf span{display:block;font-size:.72rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--lime)}
.kf b{display:block;font-size:.95rem;line-height:1.45;margin-top:4px;font-weight:600}
.article-layout .prose .v-sec .tbl-wrap{margin:1.2em 0}
.article-layout .prose .v-sec .callout{margin:1.2em 0}
.article-layout .prose .v-sec .expert{margin:1.4em 0 1.2em}
.article-layout .prose .v-sec .readnext{margin:1.2em 0}
@media(max-width:760px){.v-feat.two,.article-layout .prose ul.v-ticks{grid-template-columns:1fr}.kf-grid{grid-template-columns:1fr 1fr}.article-layout .prose .v-sec{padding:22px 18px 8px;border-radius:20px}.h-ic{width:38px;height:38px;border-radius:12px}}
@media(max-width:360px){.kf-grid{grid-template-columns:1fr}}
.article-layout .prose .v-steps p.st-one{margin-top:7px;font-size:.99rem}.article-layout .prose .v-steps p.st-one strong{font-family:var(--font-h)}

/* homepage service hub */
.plan-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.plan{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;position:relative;display:flex;flex-direction:column}
.plan b{font-family:var(--font-h);font-size:1.6rem;color:var(--ink);display:block;margin-bottom:8px}
.plan p{color:var(--mute);font-size:.94rem;flex:1}
.plan-tag{font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--ink-3)}
.plan-foot{font-weight:700;font-size:.85rem;border-top:1px dashed var(--line);padding-top:10px;color:var(--ink)}
.plan.hot{background:var(--ink);border-color:var(--ink);transform:translateY(-8px);box-shadow:var(--shadow)}
.plan.hot h3,.plan.hot b,.plan.hot .plan-foot{color:#fff}.plan.hot p{color:#AEB6C8}.plan.hot .plan-tag{color:var(--lime)}
@media(max-width:900px){.plan-grid{grid-template-columns:1fr 1fr}.plan.hot{transform:none}}
@media(max-width:520px){.plan-grid{grid-template-columns:1fr}}
.bg-ink .tbl-wrap{border-color:#263040;background:#141A24}
.bg-ink td{border-color:#263040;color:#D6D2F5}
.bg-ink tbody tr:nth-child(even){background:#171E2A}
.bg-ink th{background:var(--lime);color:var(--ink)}
.bg-ink .stat{background:#161B24;border-color:#263040}.bg-ink .stat b{color:var(--lime)}.bg-ink .stat span{color:#AEB6C8}
.bg-ink .expert{background:#161B24;border-color:#263040}.bg-ink .expert p{color:#D6D2F5}.bg-ink .expert cite{color:var(--lime)}
.numlist{padding-left:0;list-style:none;counter-reset:n}
.numlist li{counter-increment:n;position:relative;padding:8px 0 8px 44px}
.numlist li:before{content:counter(n);position:absolute;left:0;top:7px;width:30px;height:30px;border-radius:10px;background:var(--ink);color:var(--lime);font-weight:800;display:grid;place-items:center;font-size:.85rem}
.numlist.light li:before{background:var(--lime);color:var(--ink)}
.vcard{max-width:420px;margin:auto;perspective:900px}
.vcard-inner{aspect-ratio:1.586;border-radius:22px;background:radial-gradient(circle at 85% 15%,#5A51C9 0,transparent 45%),linear-gradient(135deg,#0E1116,#1C3556);color:#fff;padding:26px;display:flex;flex-direction:column;justify-content:space-between;transform:rotate(-6deg);box-shadow:0 40px 70px -30px rgba(22,18,58,.7);position:relative;overflow:hidden}
.vcard-inner:after{content:"";position:absolute;width:180px;height:180px;border-radius:50%;background:rgba(200,242,90,.85);right:-60px;bottom:-70px}
.vcard .chip{width:46px;height:34px;border-radius:8px;background:linear-gradient(135deg,#E8D9A0,#B89B4A)}
.vcard b{font-family:var(--font-h);letter-spacing:.2em;font-size:.8rem;color:var(--lime)}
.vcard .vnum{font-family:monospace;font-size:1.25rem;letter-spacing:.12em}
.vcard .vfoot{display:flex;justify-content:space-between;font-size:.8rem;color:#AEB6C8;position:relative;z-index:1}
.vcard .vfoot span{font-weight:800;font-style:italic;color:var(--ink);font-size:1.1rem}
.ico-sm{width:44px;height:44px;border-radius:12px;background:var(--lime);color:var(--ink);display:grid;place-items:center;font-weight:800;font-size:1.2rem;margin-bottom:12px}
.pills{display:flex;flex-wrap:wrap;gap:8px}
.pill{background:#FFF1EC;color:#9A3412;border:1px solid #FBD3C5;border-radius:999px;padding:6px 14px;font-weight:700;font-size:.88rem}
.procon.pro{border-top:5px solid var(--lime-2)}.procon.con{border-top:5px solid var(--coral)}
.xlist{list-style:none;padding:0}.xlist li{padding:6px 0 6px 32px;position:relative}
.xlist li:before{content:"×";position:absolute;left:0;top:6px;width:22px;height:22px;border-radius:50%;background:#FFE1D6;color:#9A3412;font-weight:800;display:grid;place-items:center;font-size:.85rem}
.steps-grid.five{grid-template-columns:repeat(5,1fr)}
@media(max-width:1000px){.steps-grid.five{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.steps-grid.five{grid-template-columns:1fr}}
footer .cols{grid-template-columns:1.3fr repeat(4,1fr)}
@media(max-width:1000px){footer .cols{grid-template-columns:1fr 1fr}}
@media(max-width:520px){footer .cols{grid-template-columns:1fr}}